Accidents are unpredictable; therefore, it is advised to take a personal accident cover for you and your loved ones to pay out compensation in the event of an accident that causes injury or even death.
This policy is designed to provide a comprehensive cover in the event of injury, disability or death caused solely by violence and accidents.
The insured is covered on a 24 hour basis with benefits under the following categories.
- Permanent and total disability
- Funeral expenses are covered
- Medical expenses.
- Accidental death as a result of political violence and terrorism acts
- Accidental permanent total disability as a result of political violence and terrorism acts (PVT).
- Artificial appliances
- Completion of a proposal form
- Premium payment
- Notification to the Majani Insurance Broker’s claims officer should be done as soon as is reasonably possible.
- The following documentation should be submitted to the insurance company:
- Personal Accident claims form, to be filled by the insured.
- Police abstract if it is a Road traffic accident.
- Medical bills from the hospital.
- Statement by the insured and any witness is available.
- Sick off sheets-In case it is a Temporary Disability claim from the employer.