kinga ya mkulima

Kinga Ya Mkulima


  • Kinga ya mkulima is wholesome family medical and life cover.
  • It is majorly for tea farmers and welfares/groups (minimum 10).
  • The product caters for inpatient medical, surgery, and last expense benefit.


  • A wholesome hybrid family medical package for the insured and their dependants.
  • A daily hospitalization benefit (rebate) for the number of days of hospital stays per insured. The maximum number of hospitalization days per year is 30 days per member. The cover is available from Ksh 1,000/= – 10,000/=.and payable on monthly basis
  • An annual medical surgery benefit of up to 10 times the daily hospitalization benefit per insured.
  • Last expense benefit of up to 10 times daily hospitalization benefit per insured.
  • Maternity cover for the grower or the spouse.

What is Covered by Kinga Ya Mkulima?

How to Make a Medical Claim

Report to our representatives for guidance. You can either call or go to one of our branches all over Kenya. You can see the contacts here

How to Make a Death Claim

what our customers say

Jane Wacuka

Triptrek LTD


Efficient and Trustworthy:

It is always difficult to decide on an insurance brokerage company in Kenya based on two factors; Trust and Efficiency. Majani Insurance Brokers have demonstrated efficiency and have built a history of trust with their customers and I am glad to be one of them. With their various insurance covers, they have been instrumental in the growth of our company and its portfolio.

Mark Oloo


Farm Insurance

Compensated on Time:

Waiting for compensation from insurance firms can be extremely challenging, and the duration it takes can be heartbreaking for most individuals, that is certainly not the case with Majani Insurance Brokers. They ensured that I was compensated on time and got me back on my feet within no time.

We Work With the Best Insurance Companies in Kenya

Whichever insurance company you choose you are guaranteed of superior customer support. We ensure that your claims get paid on time when you need them.