General Business -

BONDS

General Insurance

BONDS A bond also known a ’financial guarantee insurance’ compensates third parties against default or loss suffered as a result of failure of the insured to perform the task as per their contract. Types of bonds Performance Bonds: It is issued to one party as a guarantee against failure of the other party to adhere

Industrial All Risk Insurance

General Insurance

This is a comprehensive insurance policy that incorporates fire, fire consequential loss, theft and accidental damage perils. For a big industry, you don’t need to take separate covers for burglary, fire, fire consequential loss; it is advisable to take this comprehensive cover that is all in one package. This policy has two sections i.e. Section one covers

Directors and Officers Liability Insurance

General Insurance

This policy provides for compensation for any loss incurred due to the actions taken by the officers and directors of the company to indemnify them for any wrongful acts committed in their capacity. This cover is intended to protect individuals from personal losses incase they are sued as a result of serving in the capacities

Businessman Combined Insurance

General Insurance

A comprehensive package mainly for SME’S who undertake distribution and manufacturing businesses. It majorly covers many packages in one umbrella such as: burglary, Goods intransit, Fire, Consequential loss, Group Personal Accident, WIBA, Goods in transit, Public Liability, Money and Employers liability.

Personal Accident

General Insurance

Accidents are unpredictable; therefore, it is advised to take a personal accident cover for you and your loved ones to pay out compensation in the event of an accident that causes injury or even death. This policy is designed to provide a comprehensive cover in the event of injury, disability or death caused solely by

Golfer Insurance

General Insurance

Cover specifically for golfers against any unforeseen risks. It protects damage to te golf equipment and damage caused while playing i.e if you hit anyone/property with the golf ball. This comprehensive cover will cover the following: Accident to golfer and medical expenses Loss or damage to the golf equipment Hole in one Personal effects are

Money Cover

General Insurance

For total peace of mind, take home insurance package which covers your house and its contents against unexpected events and damage such as floods, lightning, fire, theft and other losses. What is covered? Section A: Buildings This covers the residential buildings including landlord’s fixtures and fittings, gate, walls, fences against fire and lighning, earthquake, floods,

Public Liability Insurance

General Insurance

This policy covers the insured legal liability to third parties for damages in respect of: Accidental damage, medical expenses, loss to material property or cost of defending lawsuits occurring as a result of the insured negligence I connection with the insured’s business. Benefits to the company Firm’s/Business protection incase of an accident occurrence as a

Product Liability Insurance

General Insurance

This policy protects businesses from anticipated lawsuits and the fallout that may occur in the event a product causes injury or other damages to the third parties. Thus, Product liability insurance policy covers against Legal liability in respect of: Accidental death or body injury contracted by any person. Accidental loss of or damage arising from

Plate Glass Insurance

General Insurance

This insurance covers against damage to or breakage of large window panes used in commercial buildings such as window shops used for storefront displays.. This policy covers loss or damage to fixed plate glass by accidental. This policy pays the cost of the broken glass as per the calculation of the current price of the

Marine Insurance

General Insurance

Moving goods/stock worldwide can be a tricky business and entrepreneurs can undergo a huge loss if their goods are not insured thus it is necessary for companies to insure their cargo whilst remain in business. Marine Cargo This policy protects against damage or loss or goods in while in transit from the manufacture’s warehouse to

Employer’s Liability Insurance

General Insurance

This policy offers protection to employers for damages and claimant’s costs and expenses of lawsuits filed by an employee. This will arise if an employee dies or is injured out or in the cause of their duty. The policy reimburses the insured the expenses that may incure incase the employee files a lawsuit.

Home Insurance

General Insurance

Consequential Loss Insurance

General Insurance

Fire and allied perils can cause more damage to the insured premises thus interrupts the business production leading to reduction in turnover thus profit reduction. This cover compensates for the turnover reduction and salaries/wages that are paid while production in the business is interrupted by fire damage .It is essential that the insured have fire

Burglary Insurance

General Insurance

Businesses often hold valuable assets on their premises – and there may not always be people present to watch over them. This can make them an easy target for theft. Our business burglary insurance covers you for any damages that happen to your business premises because of a burglary attempting to enter or exit your

Fidelity Guarantee

General Insurance

Employees who are exposed to cash and valuable stock are tempted into fraud/stealing. For some, the temptation can be too great not to steal these assets or misuse them in a way that is against the law. Employers and entrepreneurs undergo a great financial loss due to dishonest employees thus a fidelity guarantee policy indemnifies

WIBA/Group personal Accident Cover

General Insurance

Employees ought to feel safe in their work environment whilst an accident or death at or out of the workplace that’s why the government incorporated a WIBA 2007 act that compensates the employees financially if an employee is injured ,involved in an accident or dies while at work or out of work. This policy states

Good in Transit Insurance

General Insurance

Do you undertake regular transportation of goods to your end customers? If so, then this policy is for you. Our Goods in Transit insurance will protect your business against the accidental loss of or damage to goods being transported by roads, caused by any of these events: Fire, an accident to the transport vehicle, theft

Fire and Perils Insurance

General Insurance

It is a Property insurance that covers damage and losses caused by fire. We know fire can be very destructive and can destroy long period of hard work and thus affects your business or property. Majani Insurance Broker’s fire Insurance gives you financial compensation for any losses or damage to residential, commercial and industrial properties

Livestock Insurance

General Insurance

Livestock death is painful for farmers and takes you back and that is why Majani Insurance Brokers came up with a solution specially tailored to cushion farmers when they accidentally lose their cattle in circumstances beyond their control thus enables them to recover from unbearable loss of the livestock. Livestock covered: All breeds of dairy