Business Insurance


Our Work Injury Benefits Act (WIBA) Protection provides for compensation to employees for work related injuries and diseases contracted in the course of their employment.

Group Personal Accident Cover

This policy offers financial protection in the event of permanent disability, temporary disability or death resulting from an incident caused by violent, accidental, eternal and visible means.

Businessman Combined Insurance

It is a policy which provides cover multiple liabilities. In most cases, this type of insurance will include property damage, business interruption, employer's liability, public liability, personal accident cover, money and goods in transit.

Marine Insurance

Marine insurance covers loss or damages of insured goods on terminals, cargos, and ships on water or land during transit. This damage includes sinking, theft, collision, fires, or other natural causes.

Plate Glass Insurance

A Plate Glass Insurance is a type of insurance policy that will protect your business against any accidental breakage of and damage to glass on business premises.

Public /Product Liability Insurance

This policy covers claims by the general public for medical expenses and other costs resulting from injuries, death, and property damage involving your business. The general public includes customers, visitors, and delivery personnel

Employers Liability Insurance

This Policy safeguards businesses against legal and compensation expenses from employee claims through injury or becoming ill through work.

Directors and Officers Liability

This policy covers the cost of compensation claims made against your business' directors and key managers/officers for alleged wrongful acts.

Money Insurance

This policy offers indemnity to the insured against loss of money, including coins, postage stamps, postal orders, cheques, and money orders.

Industrial all Risks Insurance

This is a comprehensive packaged policy providing cover against material damage and business interruption of a business enterprise. This policy incorporates Fire, Fire consequential Loss, Theft and Accidental damage.


A bond is a three-party contract under which the insurer (the surety) guarantees another's conduct for the benefit of a third party. The insurance company guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the issuer of the bond or security.

Contractual All Risks (CAR)

This policy provides coverage for property damage and third-party injury or damage claims on construction projects. Third parties including subcontractors may also become injured while working at the construction site.